Sautee Shadows (Georgia Gold #1)
Denise Weimer

Forced from the only life she's ever known and molded into her grandmother's idea of a proper young lady, Mahala Franklin finds life in Clarkesville lonely and full of challenges. But there are at least pieces of the puzzle of her past to be fit together, and relationships that will shape her future ... with Clay Fraser, her Cherokee friend who wants to be so much more, with wealthy entrepreneur and competitor Jack Randall, with whom Mahala doesn't dare to dream of more, and with Carolyn Calhoun, unwilling socialite caught between her feelings for two very different brothers.
As the lives of the coastal "summer people" mingle with those of Habersham's natives, a tapestry of love, friendship and intrigue unfolds, a tapestry laced with a brilliant thread that will lure you through all four books of The Georgia Gold Series.