The Lord from London (Reluctant Titles #3)
Amanda Panhorst

Seven years after his father’s financial ruin, Giles Harrington, Lord Montbury, does not like to waste time or money, having little to spare of either resource. While traveling home from a failed investment opportunity, Giles is led by chance to Rutland to his old acquaintances, the Barretts of Broadstone. Here, he finds Rosy, a girl he hardly remembers, a grown woman now, and all sunshine and smiles as she runs wild in her father’s stables. The more time he spends in her company, the more Giles is affected by her, beginning to believe that life, with the right people surrounding you, can offer the joy and happiness he doesn’t think he deserves.