Phoebe : Christmas Quilt Brides Book 19
Zina Abbott

Increasingly, Phoebe wonders about her future. Is she destined to live out her life as a spinster schoolteacher? Or, can she someday hope for love and marriage with a man of her choosing? One thing she refuses to allow is for her parents to foist her off on a son of a family who will advance her father’s business interests and her mother’s social standing.
Graham, recent university graduate, starts a teller job at the branch office in New Ponca intent on learn the banking business from the ground up. There he meets Phoebe, a pretty girl, who will be gone a year training to become a schoolteacher. Will he still be in New Ponca when she returns?
This is my third book in the Christmas Quilt Brides multiple author series. If you have not already done so, you might wish to read MARIGOLD and BEULAH. Also, JOSHUA'S BRIDE in a different series introduces the reader to Marigold and her sister, Rose.