When Tiffany receives a note saying that her most kept secret is out, she wonders who could possibly know about her affair with Lyle? Meanwhile, Lyle is juggling the expansion of his business while on the relentless pursuit of the woman he can't live without. Brees and Quest are both juggling new relationships, while wrestling with the demons of the past determined to ruin their new lives. Will the cycle of drama end with Tiffany and Lyle, or will their secret affair start a domino effect of even more drama to come in the near future.
One Chill Millionaire 4: Lyle