The Beach Bum Billionaire (Small Town Billionaires #4)
April Murdock

Gillian Payne was haunted by the past. Failures and should-have-dones were all around her. Running the beach bed and breakfast she inherited from her mother was harder than she'd realized it would be. Crisis after crisis kept her busy and worried.
With things so crazy every day, it was a wonder she even noticed the handsome guest who just checked in. When he asked her out, her mother's voice shouted in her head. Of course she declined the offer, but she'd really wanted to go. Could this be her chance to finally have some fun? Was it so wrong to be attracted to a handsome man who hadn't grown up in her small tourist town?
Would Jake be willing and able to break through and convince Gillian he was worth a second look?